"UPI New Update 2026: Ab Payment Karne Ka Tarika Badal Gaya! 😱"

 "UPI New Update 2026: Ab Payment Karne Ka Tarika Badal Gaya! 😱"



1. UPI Lite: Ab Chote Payments aur Aasan

UPI Lite, jo bina PIN ke choti payments karne ke liye use hota hai, usme sabse bada update aaya hai. Iska maqsad ye hai ki users bar-bar PIN dalne ke jhanjhat se bachein aur bank servers par load kam ho.

  • Transaction Limit Badh Gayi: Pehle aap bina PIN ke sirf ₹500 tak bhej sakte the. Ab ye limit badhakar ₹1,000 kar di gayi hai. Yani ab aap grocery, petrol, ya chote bills ₹1000 tak bina PIN daale pay kar sakte hain.

  • Wallet Balance Limit: Pehle UPI Lite wallet mein maximum ₹2,000 rakhne ki ijazat thi. Ab isse badhakar ₹5,000 kar diya gaya hai. Iska fayda ye hai ki aapko bar-bar wallet top-up nahi karna padega.

  • Auto Top-Up Feature: Ab aapko manually paise add karne ki zarurat nahi hai. Naya feature allow karta hai ki jaise hi wallet balance kam ho, wo automatically aapke bank account se top-up ho jaye (aap apni marzi ki limit set kar sakte hain).

2. UPI Circle: Family ke liye "Delegated Payments"



Ye feature un logon ke liye game-changer hai jo apne bacchon ya buzurg parents ko digital payment ki suvidha dena chahte hain, bina unke liye alag bank account khole.

  • Kya hai: Aap (Primary User) kisi aur ko (Secondary User) apne bank account se UPI payment karne ki permission de sakte hain.

  • Do Tarah ke Controls:

    1. Full Delegation: Aap mahine ki ek limit set kar dete hain (jaise ₹15,000). Secondary user us limit tak bina aapki approval ke payment kar sakta hai. Ye bacchon ki pocket money ke liye best hai.

    2. Partial Delegation: Secondary user payment initiate karega, lekin final approval aapke phone par aayegi. Jab aap apna PIN dalenge tabhi payment complete hogi.

3. Transaction Limits: Badi Payments ke liye

RBI ne specific sectors ke liye payment limits ko drastically badha diya hai taake log cash ya cheque ki jagah UPI use karein.

  • Tax Payments: Ab aap Income Tax ya dusre government taxes UPI ke zariye ₹5 Lakh tak pay kar sakte hain.

  • Hospitals aur Education: Hospital ke bills aur college fees bharne ke liye bhi transaction limit ab ₹5 Lakh per transaction kar di gayi hai.

  • IPO aur Retail Direct: Share market mein IPO apply karne ke liye bhi limit ₹5 Lakh hai.

  • UPI 123Pay: Feature phones (bina internet wale phones) ke liye transaction limit ko ₹5,000 se badhakar ₹10,000 kar diya gaya hai.

4. Fraud Prevention: Naye Users ke liye Rok

Online fraud ko rokne ke liye ek naya safety rule lagu kiya gaya hai.

  • 24-Hour Cooling Period: Agar aap pehli baar UPI bana rahe hain, ya apna phone/device change kar rahe hain, to pehle 24 ghante tak aap sirf ₹5,000 tak ki payment kar payenge. Ye isliye kiya gaya hai taake scammers naya account banakar turant bada amount transfer na kar sakein.



5. Cash Deposit (UPI ICD)

Ab aapko ATM machine par debit card le jane ki zarurat nahi hogi cash deposit karne ke liye. Nayi suvidha ke tehat, aap UPI app (QR Code) ka use karke Cash Deposit Machines (CDM) mein paisa jama kar sakte hain.

Nishkarsh (Conclusion): In updates ka sidha asar ye hai ki ab UPI sirf choti payments ke liye nahi, balki family expenses manage karne, tax bharne aur emergency hospital bills ke liye bhi ek complete solution ban gaya hai. UPI Lite ka ₹1000 ka limit daily life ko sabse zyada aasan banayega.

Comments

Post a Comment

Popular posts from this blog

IIT Madras ne is session ke liye applications open kar di hain January (2026)

Image
IIT Madras ne is session ke liye applications open kar di hain January (2026)   IIT Madras ne is session ke liye applications open kar di hain. Agar aapko May wale batch mein admission chahiye, toh yeh dates follow karein: Application Status: OPEN (Shuru ho chuka hai) Last Date to Apply: 31 January 2026 (Iske baad form band ho jayenge) Qualifier Classes Start: 6 February 2026 (4 hafte ki online classes) Qualifier Exam Date: 15 March 2026 (Sunday) Result Date: 19 March 2026 Course Registration: 19-20 March 2026 (Sirf 2 din milte hain) Classes Start (May Term): May 2026 ke ant mein (Exam pass karne ke baad) Zaroori Note: Is batch ko aksar "Jan 2026 Admission Cycle" bhi kaha jata hai kyunki process January mein hota hai, lekin padhai (Term) May 2026 mein shuru hoti hai. 2. Admission Process (Step-by-Step) Is naye session mein admission lene ka tareeka yeh hai: Form Bharein: Website study.iitm.ac.in/ds par jakar 'Apply Now' par click karein. Fees: General ...
Read more

GATE 2026 Admit Card Update: Release Date Postponed – Ab Students Ko Kya Karna Chahiye

Image
  GATE 2026 Admit Card Update: Release Date Postponed – Ab Students Ko Kya Karna Chahiye Hello GATE Aspirants, Aaj ka din, yaani 2 January 2026 , desh bhar ke engineering students aur GATE aspirants ke liye ek bada din hone wala tha. IIT Guwahati ke schedule ke mutabik, aaj GATE 2026 ka Admit Card official website par release kiya jana tha. Subah se hi lakho students apni screens par nazar banaye huye the, lekin ab ek important update aayi hai jo aap sabko pata honi chahiye. Latest Update Kya Hai? IIT Guwahati, jo is saal GATE exam conduct kara raha hai, unhone officially confirm kiya hai ki GATE 2026 Admit Card ka release aaj ke liye postpone (sthagit) kar diya gaya hai. Iska seedha matlab ye hai ki aaj admit card download link active nahi hoga. Bohot se students confusion mein hain ki aakhir admit card kyun nahi aaya aur ab nayi date kya hogi. Nayi Date Kab Aayegi? Filhal, organizing institute ne koi bhi specific nayi date announce nahi ki hai . Official website par sirf itn...
Read more